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Spain Wealth Tax Calculator 2026

Estimate Spanish Wealth Tax (Impuesto sobre el Patrimonio) and the state Solidarity Tax on Large Fortunes using the latest official rules published for the 2025 tax year and returns filed in 2026.

Planning estimate. The 2026 tax-year rules can still change. This calculator does not replace a tax return or professional tax advice.

Your tax scope

Residents are generally taxed on worldwide wealth. Non-residents are generally taxed only on Spanish-situs wealth.

Tax status Autonomous community For residents, choose where you are tax resident on 31 December.

Assets

Enter your ownership share only. Use tax values where Spanish Wealth Tax valuation rules require them.

Main home in Spain € Resident main-home exemption is applied up to €300,000. Other Spanish real estate € Property in Spain excluding the qualifying main home above. Spanish financial / other assets € Cash, investments, crypto, business interests and other Spanish-situs assets. Assets outside Spain € Included for Spanish tax residents; automatically excluded for non-residents. Other qualifying exempt assets € For example, qualifying business assets or exempt participations. Enter only amounts you are confident are exempt.

Deductible debts

For non-residents, include only debts that are deductible against Spanish assets under the applicable rules.

Deductible debts € Mortgages and other deductible liabilities, limited to the relevant tax scope.

ESTIMATED COMBINED LIABILITY €0 Enter your details to calculate.

Gross assets in scope€0

Main-home exemption€0

Other exempt assets€0

Deductible debts€0

Net wealth before allowance€0

Personal / regional allowance€0

Wealth Tax taxable base€0

Pre-bonus Wealth Tax€0

Estimated Wealth Tax after broad bonus€0

Gross Solidarity Tax€0

Estimated Solidarity Tax after Wealth Tax credit€0

Filing check

We will show whether the €2 million gross-asset filing threshold may apply.

Regional rule note

Select a region to see the rule treatment used in the estimate.

Important accuracy limitation

This is a pre-cap estimate. The statutory income-based 60% limit is not calculated in this version and can materially reduce the final Wealth Tax and/or Solidarity Tax due. Other unmodeled deductions, credits and valuation rules can also change the result.

How Spain's Wealth Tax works

Spain's Wealth Tax is an annual tax on the net value of certain assets owned on 31 December. Spanish tax residents are generally within scope on worldwide assets, while non-residents are generally taxed only on Spanish-situs assets. Tax residents using the special inbound-worker regime under article 93 of the IRPF Law are treated by real obligation for Wealth Tax and the Solidarity Tax, so this calculator limits that mode to Spanish-situs assets. Autonomous communities can set different allowances, rates, deductions and bonuses.

Key figures used in this calculator

General state minimum exemption: €700,000.
Qualifying main residence exemption: up to €300,000.
Separate filing can still be required when gross assets exceed €2,000,000, even if no Wealth Tax is payable.
The state Solidarity Tax applies to large fortunes and uses a separate €700,000 minimum exemption plus a 0% band on the first €3,000,000 of its taxable base.

What this version does not model

The statutory income-based 60% quota limits that can reduce Wealth Tax and/or Solidarity Tax. This can materially lower the final amount payable.
Foreign tax credits, Ceuta/Melilla proportional relief, protected disability patrimonies or special asset-specific regional deductions. Ceuta/Melilla therefore fails closed instead of showing a potentially misleading tax estimate.
Detailed legal valuation rules for every asset type.
The Basque and Navarre foral wealth-tax regimes.

Regional differences matter

The calculator applies the published 2025 regional minimum exemptions and regional tax scales where a community has its own scale. It also models the broad effect of general or transitional regional bonuses for Andalusia, Cantabria, Extremadura, Galicia, Madrid, Murcia and La Rioja for planning purposes. For real-obligation taxpayers, regional rules are applied only when the option is selected. Special or asset-specific bonuses are not automatically applied.

Important limitation for 2026 planning

This page is labelled 2026 because it is intended for people using Newcomer.es in 2026. The calculation engine is anchored to the latest complete official Wealth Tax manual currently available: the 2025 tax year, filed in 2026. Rules for the 2026 tax year can be changed before the tax is finally assessed. Always verify the final rules before filing.

Not tax advice. This calculator is an educational planning tool. Wealth Tax is highly fact-specific, especially for business exemptions, property valuation, non-residents, Beckham Law taxpayers, regional bonuses, treaty effects and the joint income-based tax cap. Use a qualified tax professional for a filing decision.